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Centivo

Centivo is a new type of digital health plan anchored around leading providers of value-based care. Centivo saves self-funded employers 15 percent or more compared to traditional insurance carriers and is easy to use for employers and employees. Our mission is to bring lower cost, higher quality healthcare to the millions of working Americans who struggle to pay their healthcare bills. With Centivo, employers can offer their employees affordable and predictable costs, a high-tech member experience, exceptional service, and a range of benefit options including both proprietary primary care-centered ACO models as well as traditional networks.

Value Proposition

  • Centivo builds its OWN proprietary networks anchored around health systems that have invested in, and have experience with, high quality/low cost care and direct contracting.
  • Most of our competitors simply rent networks from the BUCAs and then layer on top.
  • For self-funded employers, Centivo provides an employee health plan with free primary care, no deductibles or coinsurance and a predictable, easy to understand co-pay schedule. Employers save 15% +

Client Base

Most of Centivo’s clients are mid to large self-funded employers. Centivo currently offers its Partnership Plan in 6 markets (NY/NJ/CT/PA, Southern California, Nebraska, Central Florida, Greensboro NC, suburban Detroit) with further expansion planned for the coming years. Stew Leonard’s, the famous grocery chain in the CT/NY area, is a well known client of Centivo. Well known health systems that work with Centivo include Mt Sinai, Montefiore, Orlando Health, Scripps and Memorial Care.

Become an affiliate

View the benefits of becoming an affiliate, eligibility requirements, and application form.