Better Value, Smarter Deductibles in HSA-HDHPs: Improving Health, Equity & Engagement

The increasing prevalence of HDHPs has been somewhat successful in improving consumer engagement and lowering employer healthcare spending. But cheaper insurance premiums come with a worrisome and unintended consequence: Lower utilization of needed care, resulting too often in poorer health outcomes and higher costs. This Action Brief offers tips for adopting strategies that improve health and reduce costs.