Recent class action complaints filed by Schlichter Bogard against several self-insured employers and their consulting firms have brought renewed scrutiny to voluntary benefit plans and the fiduciary obligations that may attach to them. These cases raise critical questions about when voluntary benefits are subject to ERISA, how fiduciary duties may arise, and the potential liability facing plan sponsors and advisors. This program will translate complex ERISA doctrine into concrete guidance for managing voluntary benefit programs in today’s heightened litigation environment.

Learning Objectives: This webinar will provide plan sponsors and healthcare purchasers with a practical legal framework for evaluating whether their voluntary benefit programs fall within ERISA’s scope, understanding the strategic implications of ERISA coverage, and identifying governance and documentation practices that may mitigate litigation risk. Drawing on the allegations in the Schlichter Bogard complaints, the session will highlight emerging theories of liability and offer actionable steps employers can take to reduce exposure to similar beneficiary claims. Register here.